GuardianPublicAdjusters.Claims

Claims We Handle

Power Outage

A power outage may lead to covered damage, such as spoiled food or harm to property from a covered event. We help document what happened and review the resulting damage under the policy.

Grocery store workers using a lantern during a power outage with refrigerators marked out of order

What We Document for Power Outage Claims

Power outage claims depend heavily on the cause of the outage and the specific terms of the policy. When the outage results from a covered peril — such as a storm, lightning strike, or equipment failure — certain resulting losses may be covered, including spoiled food, damaged equipment, or harm to the property.

Establishing the connection between the outage, its cause, and the resulting damage is essential to a successful claim. Insurers may dispute whether the loss is covered or undervalue the extent of what was affected. We work to document the event, the cause, and all resulting losses.

Our team reviews the policy, documents the cause of the outage, and prepares a supported claim that addresses all covered losses resulting from the event.

What We Document

Cause and duration of the power outage
Connection to a covered peril
Spoiled food and perishable losses
Damaged appliances or equipment
Any resulting property damage
Policy review for applicable coverage

Coverage depends on the facts of the loss and the terms, conditions, and exclusions of the specific policy.

Have a Power Outage Claim?

Contact us for a free consultation. We'll review your situation and explain how we can help.